Written by Ilham Indra, Marketing Communication at PT Korea Investment Management Indonesia. Reviewed by Compliance before publication.
Searching for mutual fund examples usually leads to a list of product names. What is more useful is not the names but examples of what sits inside, and how to read it.
Example Portfolios by Type
The examples below are illustrative of typical composition, not data from any live product.
Type | Example portfolio contents | Typical horizon |
|---|---|---|
| Money market | Time deposits and debt securities under 1 year to maturity | Under 1 year |
| Fixed income | Government and corporate bonds across maturities | 1-3 years |
| Balanced | A mix of debt securities, shares and money market instruments | 3-5 years |
| Equity | Listed company shares across sectors | Over 5 years |
| Index | The securities making up a reference index, weighted to match it | Follows the index asset |
What Is a Fact Sheet?
A fact sheet is a periodic one- or two-page summary carrying a fund's key information: investment objective, portfolio composition, and cost information. It is published regularly and is the fastest way to understand what a product holds.
A fact sheet does not replace the prospectus. The prospectus carries the full terms, including risk factors that do not all fit on a fact sheet.
Which Parts to Read First
Investment objective and policy: These set which securities may enter the portfolio.
Portfolio composition: This shows what is actually held, not just the type name.
Top holdings: This shows how concentrated the portfolio is in a few securities.
Cost information: The investment manager and custodian bank fees.
Data date: Rvery figure on a fact sheet applies to a specific date, not to today.
The Part Most Often Misread
The performance chart on a fact sheet describes what has happened, not what will. Past performance does not guarantee future performance.
Net asset value per unit is also widely misread. A lower figure does not mean cheaper or better value, because it depends on the starting value and how long the fund has run. This is explained in our article on net asset value.
Where to Find a Fact Sheet
Fact sheets are generally available on the investment manager's website and from selling agents offering the product. Check the data date to make sure you are reading the latest version.
About the Manager
PT Korea Investment Management Indonesia is an investment manager registered with and supervised by the Financial Services Authority under licence number KEP-50/D.04/2019, operating in Indonesia since 2019.
Frequently Asked Questions
What is a fund fact sheet?
A periodic one- or two-page summary carrying a fund investment objective, portfolio composition and cost information.
Is a fact sheet the same as a prospectus?
No. The prospectus carries the full terms including risk factors; a fact sheet is only a periodic summary.
Which parts matter most?
Investment objective and policy, portfolio composition, cost information, and the data date. Together they show whether the product fits your needs.
Can the performance chart be relied on?
It describes what has happened. Past performance does not guarantee future performance.
Where can a fact sheet be found?
Generally on the investment manager website and from selling agents. Check the data date to confirm it is the latest version.
Does a low net asset value per unit mean cheaper?
No. It is only a unit of measure and depends on the starting value and how long the fund has run.
Next Steps
Understand the net asset value figure in our article on the subject.
See the range of funds managed by PT Korea Investment Management Indonesia on the Products page.