Terms & Conditions

Effective date: 26 July 2026

These Terms & Conditions govern access to and use of the official website of PT Korea Investment Management Indonesia (“KIM Indonesia”, “we”, “us”, or “our”). By accessing or using the website, you confirm that you have read and accepted these terms. If you do not agree, please stop using the website.

1. About KIM Indonesia

KIM Indonesia is an investment management company registered with and supervised by the Indonesia Financial Services Authority (OJK). The website provides information about the company, mutual fund products, educational materials, reports, forms, distribution partners, complaint services, and other information relating to KIM Indonesia's activities.

2. Eligibility and Legal Capacity

You must use the website lawfully and have the legal capacity to act. If you do not have legal capacity, website use and data submission must be carried out or approved by a parent, guardian, or other authorized person.

3. Nature of Website Information

Website information is general and does not constitute an offer, personal recommendation, investment advice, or legal, tax, or financial advice. It does not replace a prospectus, fund fact sheet, form, agreement, transaction confirmation, or other official document. If there is any inconsistency, the official document and applicable requirements will prevail.

4. Investment Risk

Mutual fund investment involves risk, including the risk of a decrease in investment value. Net asset value and investment returns may rise or fall. Past performance does not guarantee future performance. Before investing, you must read and understand the prospectus and fund fact sheet, consider your objectives, time horizon, financial condition, and risk profile, and obtain independent professional advice where appropriate.

OJK does not state that it approves or disapproves any security and does not guarantee the accuracy or adequacy of product information. OJK authorization and supervision do not mean that an investment is risk-free or that returns are guaranteed.

5. Transactions and Distribution Partners

The website does not by itself create a subscription, redemption, or switching transaction in mutual fund units. Transactions are processed only through the applicable mechanisms, documents, and authorized distribution partners. Additional terms of a distribution partner, custodian bank, or platform provider may apply. You are responsible for ensuring that you use an official channel.

6. Forms, Communications, and Complaints

You must provide true, accurate, current, and non-misleading information when completing forms or contacting us. Submitting an investment-interest or contact form does not guarantee that a request will be accepted or that a transaction will occur. Complaints will be handled under KIM Indonesia procedures and applicable consumer-protection requirements. We may request additional information for verification and resolution.

7. Permitted Use

You may access the website for personal and lawful purposes. You must not:

8. Intellectual Property

The website and its content, including trademarks, logos, designs, text, graphics, data, documents, software, and arrangement, are owned or lawfully used by KIM Indonesia and protected by intellectual-property laws. Limited permission to read or download materials for personal use does not transfer any ownership rights.

9. Third-Party Links and Services

Links to distribution partners, regulators, social media, or other third parties are provided for convenience. KIM Indonesia does not control or automatically endorse all third-party content, security, availability, or practices. Your use of a third-party service is subject to that party's terms and is your own decision.

10. Accuracy, Updates, and Availability

We seek to provide accurate and current information, but market data, net asset values, performance, schedules, documents, and other materials may change or be delayed. We may correct, update, suspend, restrict, or discontinue any part of the website for maintenance, security, force majeure, or operational needs without prior notice where necessary.

11. User Security

You are responsible for securing the device, connection, and information used to access the website. Do not send sensitive information through unofficial channels. KIM Indonesia will not request a password, PIN, or one-time password through this general information website. Report suspicious communications or websites to us.

12. Privacy

Personal data processing in connection with the website is described in our Privacy Policy. By submitting data through a form, you confirm that the data may lawfully be provided and that you understand the processing described in that policy.

13. Limitation of Liability

To the extent permitted by law, KIM Indonesia is not liable for losses arising solely from decisions made in reliance only on general website information, disruptions beyond our reasonable control, or third-party actions. Nothing in these terms excludes liability that cannot lawfully be excluded, removes consumer rights, or reduces KIM Indonesia's obligations under applicable product documents or agreements.

14. Changes to These Terms

We may update these terms to reflect changes in services, risks, technology, or law. The latest version and effective date will be displayed on this page. Continued website use after a change takes effect constitutes acceptance of the updated terms to the extent permitted by law.

15. Governing Law and Dispute Resolution

These terms are governed by the laws of the Republic of Indonesia. In the event of a dispute, the parties will first seek resolution through communication or KIM Indonesia's complaint mechanism. If unresolved, the matter may be referred to an alternative dispute-resolution body for the financial-services sector, OJK, or a court of competent jurisdiction in accordance with applicable requirements. These terms do not remove your right to use available consumer-protection mechanisms.

16. General Provisions

If any provision is held invalid or unenforceable, the remaining provisions will continue to apply. A failure to exercise a right is not a waiver of that right. Section headings are for convenience only and do not limit the meaning of these terms.

17. Contact

For questions about the website or these terms, contact:

PT Korea Investment Management IndonesiaSequis Tower, 6th FloorJl. Jend. Sudirman Kav. 71South Jakarta 12190, IndonesiaTelephone: +62 21 299 11 808Email: cs@koreainvestment.co.id