HOW TO INVEST

Frequently Asked Questions

Answers to the most frequently asked questions.

Is a party whose business activities are managing Securities Portfolios for its customers or managing collective investment portfolios for a group of customers, except for insurance companies, pension funds and banks which carry out their own business activities based on applicable laws and regulations.

Mutual Funds are a forum used to collect funds from the investing public to then be invested in a Securities Portfolio by an Investment Manager. In accordance with the Law on Capital Markets, Mutual Funds can take the form of:

  1. Closed or Open Company; and
  2. Collective Investment Contract.

The legal form of the Mutual Fund offered in this case is a Collective Investment Contract.

Mutual funds offer a number of advantages for investors, including:

  1. Investments are managed by a professional team, namely a team of Investment Managers who are professional, experienced and supported by in-depth research.
  2. Affordable investment value, initial capital for investing in Mutual Funds is quite low, through Korea Investment Management Indonesia investment starting from Rp 100,000,- You can have Mutual Fund investment instruments.
  3. Portfolio diversification, with affordable investment value in Mutual Funds, Investors have the opportunity to own a variety of assets managed by an Investment Manager in a Mutual Fund portfolio, this can minimize the risk of investing in the capital market.
  4. Ease of transactions, starting from opening an account, first purchasing a Mutual Fund product, selling Mutual Fund products and even transferring Mutual Funds can be done very easily.

NAV is the fair market value of a Securities and other assets of a Mutual Fund minus all its liabilities. The NAV of Mutual Funds is calculated and announced every Exchange Day.

  1. Money Market Mutual Funds — investments in money market instruments, low risk, suitable for short term
  2. Fixed Income Mutual Funds — majority investment in bonds, moderate risk
  3. Mixed Mutual Funds — a combination of stocks, bonds, and money market instruments
  4. Equity Mutual Funds — majority invested in stocks, potential for high long-term returns
  5. Protected Mutual Funds — protect the principal value of the investment at maturity
  6. ETF Mutual Funds — traded on an exchange like a stock, tracking a specific index
  7. Sharia Mutual Funds — managed according to Islamic sharia principles

A complete guide on how to invest, from opening an account to the transaction process, is available on the page How to Buy and Sell.

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