:root{--clr-primary:#3d7ab3;--clr-primary-dark:#2f638f;--clr-primary-light:#69add2;--clr-primary-pale:#e8f2fa;--clr-primary-soft:#c6dae4;--clr-navy:#1a3e59;--clr-navy-dark:#122c3f;--clr-navy-light:#244f70;--clr-brown:#6e4224;--clr-brown-dark:#4a2b15;--clr-brown-light:#f2bc79;--clr-brown-mid:#94613e;--clr-grey:#363637;--clr-grey-mid:#6b6c6d;--clr-grey-light:#9ca3af;--clr-accent-yellow:#f2bc3e;--clr-accent-red:#f04948;--clr-success:#16a34a;--clr-danger:#dc2626;--clr-white:#fff;--clr-off-white:#f8f9fa;--clr-surface:#f1f5f9;--clr-border:#e2e8f0;--clr-border-dark:#cbd5e1;--clr-text:#1e293b;--clr-text-muted:#3d4a5c;--clr-text-light:#64748b;--clr-black:#0f172a;--font-primary:"Gilroy", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-size-xs:.75rem;--font-size-sm:.875rem;--font-size-base:1rem;--font-size-md:1.125rem;--font-size-lg:1.25rem;--font-size-xl:1.5rem;--font-size-2xl:1.875rem;--font-size-3xl:2.25rem;--line-height-tight:1.2;--line-height-snug:1.4;--line-height-base:1.6;--line-height-loose:1.8;--space-1:.25rem;--space-2:.5rem;--space-3:.75rem;--space-4:1rem;--space-5:1.25rem;--space-6:1.5rem;--space-8:2rem;--space-10:2.5rem;--space-12:3rem;--space-16:4rem;--space-20:5rem;--container-max:1200px;--container-pad:1.5rem;--radius-sm:4px;--radius-base:8px;--radius-md:12px;--radius-lg:16px;--radius-full:9999px;--shadow-sm:0 2px 8px #00000014;--shadow-md:0 8px 24px #0000001f;--shadow-lg:0 16px 40px #00000026;--shadow-blue:0 8px 24px #548fc540;--transition-fast:.15s ease;--transition-base:.25s ease;--z-dropdown:100;--z-sticky:200;--header-height:84px;--announcement-height:40px}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;font-size:16px}body{font-family:var(--font-primary);text-align:justify;font-weight:500;font-size:var(--font-size-base);line-height:var(--line-height-base);color:var(--clr-text);background:var(--clr-white);-webkit-font-smoothing:antialiased}body.announcement-visible{padding-top:calc(var(--header-height) + var(--announcement-height))}body:not(.announcement-visible){padding-top:var(--header-height)}img,video{max-width:100%;height:auto;display:block}a{color:var(--clr-primary);transition:color var(--transition-fast);text-decoration:none}a:hover{color:var(--clr-primary-dark)}ul,ol{list-style:none}button{cursor:pointer;font-family:var(--font-primary);background:0 0;border:none}h1,h2,h3,h4,h5,h6{font-weight:800;line-height:var(--line-height-tight);color:var(--clr-primary)}p{margin-bottom:var(--space-4);text-align:justify}p:last-child{margin-bottom:0}address{font-style:normal}.container{max-width:var(--container-max);padding:0 var(--container-pad);margin:0 auto}.btn{align-items:center;gap:var(--space-2);font-weight:700;font-size:var(--font-size-sm);border-radius:var(--radius-base);transition:all var(--transition-base);cursor:pointer;text-align:center;white-space:nowrap;border:2px solid #0000;text-decoration:none;display:inline-flex}.btn--sm{padding:var(--space-2) var(--space-5);font-size:var(--font-size-sm)}.btn--lg{padding:.85rem 2.25rem;font-size:1rem}.btn--primary{background:var(--clr-primary);color:var(--clr-white);border-color:var(--clr-primary);box-shadow:var(--shadow-blue)}.btn--primary:hover{background:var(--clr-primary-dark);border-color:var(--clr-primary-dark);color:var(--clr-white);transform:translateY(-1px)}.btn--outline{color:var(--clr-navy);border-color:var(--clr-navy);background:0 0}.btn--outline:hover{background:var(--clr-navy);color:#fff}.page-hero{text-align:left;background:linear-gradient(135deg,#1a3e59 0%,#244f70 100%);padding:5rem 0 4rem;position:relative;overflow:hidden}.page-hero:before{content:"";pointer-events:none;background:#548fc514;border-radius:50%;width:340px;height:340px;position:absolute;top:-80px;right:-80px}.page-hero:after{content:"";pointer-events:none;background:#548fc512;border-radius:50%;width:260px;height:260px;position:absolute;bottom:-60px;left:-60px}.page-hero .container{z-index:1;position:relative}.page-hero__eyebrow{font-size:var(--font-size-xs);letter-spacing:.12em;text-transform:uppercase;color:var(--clr-primary-light);padding:var(--space-1) var(--space-4);border-radius:var(--radius-full);margin-bottom:var(--space-5);background:#548fc526;border:1px solid #548fc54d;font-weight:700;display:inline-block}.page-hero__title{color:#fff;margin-bottom:var(--space-5);font-size:clamp(2rem,4.5vw,3rem);font-weight:800}.page-hero__desc{font-size:var(--font-size-md);color:#ffffffb8;max-width:580px;line-height:var(--line-height-loose);margin:0}.page-hero__left{max-width:560px}.breadcrumb{background:var(--clr-off-white);border-bottom:1px solid var(--clr-border);padding:.75rem 0}.breadcrumb__list{flex-wrap:wrap;align-items:center;gap:.4rem;display:flex}.breadcrumb__item{color:var(--clr-text-muted);font-size:.8rem;font-weight:500}.breadcrumb__item a{color:var(--clr-text-muted)}.breadcrumb__item a:hover{color:var(--clr-primary)}.breadcrumb__sep{color:var(--clr-border-dark)}.breadcrumb__item--active{color:var(--clr-navy);font-weight:700}.section{padding:4rem 0}.section--alt{background:var(--clr-navy)}.section__label{letter-spacing:.12em;text-transform:uppercase;color:var(--clr-primary);background:var(--clr-primary-pale);border-radius:var(--radius-full);margin-bottom:1rem;padding:.3rem .9rem;font-size:.72rem;font-weight:800;display:inline-block}.section__title{color:var(--clr-navy);margin-bottom:.75rem;font-size:clamp(1.4rem,3vw,2rem);font-weight:800}.section__sub{color:var(--clr-text-muted);text-align:center;max-width:600px;margin-left:auto;margin-right:auto;font-size:1rem;font-weight:600;line-height:1.75}.section__head{text-align:center;margin-bottom:4.5rem}.section--alt .section__title,.section--alt .section__sub{color:#fff}.nasabah-grid{grid-template-columns:1fr 1fr;gap:1.5rem;margin-bottom:2rem;display:grid}.nasabah-card{border:1px solid var(--clr-border);border-radius:var(--radius-md);background:#fff;padding:2rem 1.75rem;transition:box-shadow .3s,transform .3s cubic-bezier(.34,1.56,.64,1);position:relative}.nasabah-card__image,.step-card__image{border-radius:var(--radius-md) var(--radius-md) 0 0;background:var(--clr-primary-pale);margin:-2rem -1.75rem 1.5rem;overflow:hidden}.nasabah-card__image img,.nasabah-card__image .public-image-placeholder,.step-card__image img,.step-card__image .public-image-placeholder{object-fit:cover;width:100%;height:220px}.nasabah-card:hover{transform:translateY(-4px);box-shadow:0 10px 28px #548fc52e}.nasabah-card__icon{border-radius:var(--radius-md);justify-content:center;align-items:center;width:52px;height:52px;margin-bottom:1.25rem;display:flex}.nasabah-card__icon--individu{background:#548fc51f}.nasabah-card__icon--institusi{background:#1a3e591a}.nasabah-card__type{letter-spacing:.1em;text-transform:uppercase;color:var(--clr-primary);margin-bottom:.4rem;font-size:.72rem;font-weight:800}.nasabah-card__title{color:var(--clr-navy);margin-bottom:1rem;font-size:1.2rem;font-weight:800}.nasabah-card__desc{color:var(--clr-text-muted);margin-bottom:1.25rem;font-size:.9rem;line-height:1.7}.prose p{margin:0 0 .75rem}.prose p:last-child{margin-bottom:0}.prose h1,.prose h2,.prose h3,.prose h4,.prose h5,.prose h6{color:inherit;margin:.6rem 0 .4rem;font-weight:800;line-height:1.3}.prose h1{font-size:1.4em}.prose h2{font-size:1.2em}.prose h3{font-size:1.05em}.prose ul,.prose ol{margin:0 0 .75rem;padding-left:1.4rem}.prose ul{list-style:outside}.prose ol{list-style:decimal}.prose li{margin-bottom:.3rem}.prose blockquote{opacity:.85;border-left:3px solid;margin:.75rem 0;padding-left:1rem;font-style:italic}.prose a{color:inherit;text-decoration:underline}.prose strong{font-weight:700}.prose .ql-align-center{text-align:center}.prose .ql-align-right{text-align:right}.prose .ql-align-justify{text-align:justify}.prose .ql-indent-1{padding-left:1.5em}.prose .ql-indent-2{padding-left:3em}.prose .ql-indent-3{padding-left:4.5em}.prose .ql-indent-4{padding-left:6em}.prose .ql-indent-5{padding-left:7.5em}.nasabah-card__docs{border-top:1px solid var(--clr-border);padding-top:1rem}.nasabah-card__docs-label{color:var(--clr-navy);text-transform:uppercase;letter-spacing:.06em;margin-bottom:.6rem;font-size:.78rem;font-weight:700}.nasabah-card__doc-item{color:var(--clr-text-muted);align-items:center;gap:.5rem;padding:.35rem 0;font-size:.88rem;display:flex}.nasabah-card__doc-item svg{color:var(--clr-primary);flex-shrink:0}.steps-grid{grid-template-columns:1fr 1fr;gap:1.5rem;display:grid}.step-card{border-radius:var(--radius-md);border:1px solid var(--clr-border);background:#fff;padding:1.75rem;transition:box-shadow .3s,transform .3s cubic-bezier(.34,1.56,.64,1);position:relative;overflow:hidden}.step-card:hover{transform:translateY(-4px);box-shadow:0 10px 28px #548fc526}.step-card__num{color:var(--clr-primary-pale);-webkit-user-select:none;user-select:none;margin-bottom:.75rem;font-size:3rem;font-weight:900;line-height:1}.step-card__title{color:var(--clr-navy);margin-bottom:.6rem;font-size:1.05rem;font-weight:800}.step-card__body{color:var(--clr-text-muted);font-size:.9rem;line-height:1.7}.step-card__body em{color:var(--clr-navy);font-style:normal;font-weight:700}.section--alt .step-card{background:var(--clr-navy-light);border-color:#ffffff24}.section--alt .step-card:hover{box-shadow:0 10px 28px #0000004d}.section--alt .step-card__title,.section--alt .step-card__body,.section--alt .step-card__body em{color:#fff}.info-strip{grid-template-columns:repeat(3,1fr);gap:1.25rem;display:grid}.info-box{border-radius:var(--radius-md);border:1px solid var(--clr-border);text-align:center;background:#fff;padding:1.75rem 1.5rem}.info-box__icon{background:var(--clr-primary-pale);border-radius:50%;justify-content:center;align-items:center;width:48px;height:48px;margin:0 auto 1rem;display:flex}.info-box__icon svg{color:var(--clr-primary)}.info-box__label{text-transform:uppercase;letter-spacing:.08em;color:var(--clr-text-light);margin-bottom:.4rem;font-size:.75rem;font-weight:700}.info-box__value{color:var(--clr-navy);margin-bottom:.4rem;font-size:1.5rem;font-weight:900;line-height:1.2}.info-box__desc{color:var(--clr-text-muted);text-align:center;font-size:.82rem;line-height:1.6}.cta-section{background:linear-gradient(135deg,var(--clr-navy) 0%,var(--clr-navy-light) 100%);text-align:center;padding:4rem 0;position:relative;overflow:hidden}.cta-section:after{content:"";background:radial-gradient(circle at 70%,#548fc526 0%,#0000 60%);position:absolute;inset:0}.cta-section .container{z-index:1;position:relative}.cta-section__title{color:#fff;margin-bottom:.75rem;font-size:clamp(1.5rem,3vw,2.2rem);font-weight:800}.cta-section__sub{font-size:var(--font-size-md);color:#ffffffb3;text-align:center;margin-bottom:2rem}.cta-section__btns{flex-wrap:wrap;justify-content:center;gap:1rem;display:flex}.btn--white{color:var(--clr-navy);background:#fff;border-color:#fff}.btn--white:hover{background:var(--clr-primary-pale);border-color:var(--clr-primary-pale);color:var(--clr-navy)}.btn--outline-white{color:#fff;background:0 0;border-color:#ffffff80}.btn--outline-white:hover{color:#fff;background:#ffffff1a;border-color:#fff}@media (width<=768px){:root{--header-height:64px;--announcement-height:48px;--container-pad:1rem}.page-hero{padding:3.5rem 0 3rem}.nasabah-grid,.steps-grid,.info-strip{grid-template-columns:1fr}.section{padding:3rem 0}.nasabah-card__image,.step-card__image{margin:-1.5rem -1.25rem 1.25rem}}@media (width>=769px) and (width<=1024px){:root{--container-pad:1.25rem}.info-strip{grid-template-columns:1fr 1fr}}@media (width<=480px){:root{--container-pad:.875rem}}.hero-bg{opacity:.14;pointer-events:none;z-index:0;background-position:top;background-size:cover;position:absolute;inset:0}